Indian FinTech ecosystem has emerged as a formidable global force and continues to grow as one of the largest FinTech markets globally. One of the best digital payments ecosystems in terms of value and volume, phenomenal growth in the consumer and SME digital credit access, and towering participation of the retail investors in the stock market are testimonials that Indian FinTech companies are on the right trajectory. Fintech is an emerging concept in the financial industry. The fintech provides digitalization transaction and more secure for the user. The benefits of fintech services reducing operation costs and friendly user. The fintech services India fastest growing in the world. The fintech services are going to change the habits and behaviour of the Indian finance sector. FinTech is now inclusive of a spectrum of financial services such as Investment management, Crypto currency, retail banking, education, fundraising and non-profit organizations, etc. The first global FinTech which was popularly in use even today is PayPal. As indicated by EY's 2017 FinTech Adoption Index, One-Third of purchasers use no less than at least two FinTech administrations and those customers are likewise progressively mindful of FinTech as a piece of their day by day lives. The study aims to provide the opportunities available, and the challenges faced by Indian industries in fintech.